Hometown Spirit

Savings Accounts

We offer an array of financial products and services including our easy-to-use Savings Accounts.

PASSBOOK SAVINGS


CHRISTMAS CLUB


HEALTH SAVINGS ACCOUNT
 (for customers with high deductible health plans)

Other savings options for you include:

Certificate of Deposit
CDs have a specific, fixed term (often three months, six months, or one to five years) and a fixed interest rate. For maximum benefit, CDs are to be held until maturity, at which time the money may be withdrawn together with the accrued interest. Contact F&M Bank for current interest rates.

Individual Retirement Account
IRAs are an investing tool used to earn and earmark funds for retirement savings. F&M Bank can help you with several types of IRAs, such as Traditional, Roth, SIMPLE and SEP.

Stop by to open your new savings account today! Plus, find more information about our value-added services.

Choose F&M Bank

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