Hometown Spirit

Ag Loans & Credit Cards

We offer an array of financial products and services including low-rate Ag Loans & Credit Cards.

F&M Bank’s broad-range of loans are here to support your Ag business. Best of all, every loan comes with unmatched personal service and fast turnaround.

Pick from these F&M Bank options to fit the financial needs of your Ag operation:

Ag Operating Lines of Credit
Offering you flexibility in meeting the daily needs of your farm operation, our operating lines of credit help bridge the gap between cash inflows and covering operating expenses such as livestock purchases, feed expense and crop inputs.

Ag Term Loans
Offering you flexible payment terms and competitive interest rates for equipment and breeding livestock purchases, our term loans are designed to meet your financing needs to help grow your operation.

Ag Real Estate Loans
Purchasing new farm ground, refinancing an existing real estate loan or making building improvements is made easy through a customized real estate loan with a fixed rate term of up to 25 years.

**F&M Bank participates in the FSA Guaranteed loan program**

Credit Card
Shopping for goods or services to support your operation on credit is simple with our consumer or business credit cards.  Visa Consumer Card,  American Express Consumer CardVisa Business Card

Stop by to apply for a loan or credit card today! Plus, use this handy payment calculator to help plan for the future.

Choose F&M Bank

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