Loans & Credit Cards

Good banking happens here every day, like through our low-rate Loans & Credit Cards.

F&M Bank’s broad range of loans are here to support your business. Best of all, every loan comes with unmatched personal service and fast turnaround.

Pick from these F&M Bank options to fit the financial needs of your business:

Operating Lines of Credit
Offering you flexibility in meeting the daily needs of your business, our operating lines of credit help bridge the gap between cash inflows and covering operating expenses.

Term Loans
Offering you flexible payment terms and competitive interest rates for equipment and purchases, our term loans are designed to meet the financing needs to grow your business.

Commercial Real Estate Loans
Purchasing new, refinancing an existing real estate loan or making building improvements, is made easy through a customized real estate loan that helps fulfill your long term goals.

F&M Bank provides a wide range of financing products that include owner-occupied and investor loans: Construction and Permanent Financing, Bridge Loans, Multi-Family, Industrial, Retail, Office and Special Use Facilities.

Small Business Administration Loans
F&M Bank participates in SBA financing to provide businesses more lending opportunities. Under the US Small Business Administration’s various loan programs, you can borrow money for a variety of business purposes, including adding to working capital, purchasing inventory or equipment, refinancing other debts, buying real estate, or even financing the acquisition of other businesses.

Credit Cards
Shopping for goods or services to support your enterprise on credit is simple with our business credit cards.
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Plus, use this handy payment calculator to help plan for the future.

Choose F&M Bank