Local Decisisions • Local Solutions • Local Focus

Each farm operation is unique and financing each farm is not a one size fits all solution. The Ag Experts at F&M Bank understands this area because we live and raise our families here just like you do. Why let some underwriter located in a big city make decisions that affect your way of life? Unlike the mega banks and large credit associations, we make our decisions locally and you are talking directly to those making the decisions. We understand that time is of great importance to your operation, and we take pride in having some of the quickest decision times in lending.

Knowing about farming ensures we have the products you need. Through specialized checkingAg loans and credit cards, an equipment lease program and services like crop insurance, we deliver outstanding friendly service to help you be successful.

Stop by, give us a call or send us an email. Talking with you about your Ag business and finding ways to support your operation is what we do best.

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