Hometown Spirit

Direct Home Loans

If you are interested in saving money on closing costs combined with faster turnaround, F&M Bank has the loan for you. Our Direct Home Loan Program offers a long term amortization and a fixed interest rate for up to 6 years with the benefit of lower closing costs and a faster turnaround than long term fixed rate financing. Our Direct Home Loans can also be used in conjunction with certain additional programs. Our experienced staff can find the right mortgage product for you with the promise of unmatched service, competitive rates and fast turnaround.

See our Additional Programs we offer!

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