Hometown Spirit

Loans & Credit Cards

We offer an array of financial products and services including our low-rate Loans & Credit Cards.

F&M Bank’s broad range of loans are here to support your biggest dreams. Best of all, every loan comes with unmatched personal service and fast turnaround.

Pick from these F&M Bank Loan options to fit your lifestyle and financial needs.

Home Loans
Get a loan to help you buy your next place to call “home.”  See Mortgage Services for more information.

Home Equity Loans
Use the equity you’ve built up in your home to reach your goals by securing a home equity loan.

Personal Loans
Satisfy personal needs (debit consolidation, vacation, family) with a secured or unsecured loan.

Auto Loans
Buy a new or used vehicle/boat/RV/motorcycle through a loan with great rates and terms.

Credit Card
Shop for goods or services on credit using this card and get a low-interest rate.
Visa Consumer Card, American Express Consumer Card, Visa Secured Card

Stop by to apply for a loan or credit card today! Plus, use this handy payment calculator to help plan for the future.

Choose F&M Bank

NMLS# 474402

ATTENTION - F&M Bank provides the following links for your information and convenience. F&M Bank does not control nor is it responsible for the content of these sites, nor does it guaranty the product(s) or service(s), or endorse the viewpoint or actions of the site owner. The bank is not liable for any failure of the product(s) or service(s) advertised on the site nor does the bank gain financially by providing these links. The privacy policy may be different from that of the bank. These sites may provide less security than the bank website.